2020 isn’t Cancelled? Here’s How My Original Plan

The Neighborhood Finance Guy
5 min readAug 24, 2020

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It’s almost September 2020 and I still didn’t really get started with March 2020. Time to cram.

I almost don’t want to bring up the first half of 2020. Here’s to closing it out like it was December 31, 2019.

I think I accomplished a lot of pieces of my vision board and will continue to improve on the areas that I lacked. I’m looking forward to the next Vision Board get together, if people want to link up in the DMV. Just some magazines, glue, boards, creativity and follow through.

Did it for the 30M on Google Maps (since my Instagram gets avg. 20 likes)

30,786,871 views as of 12.4.19

From country hoping to a few Podcast features to chilling on the couch watching Naruto and Demon Slayer. I deleted about 3,500 acquaintances from my Facebook to cut the noise and the nonsense. What you intake visually does affect you. It’s a visual feast. With the help of some new sisters, I even did the whole super-secret engagement part:

Points for Clarification:

1. Hidden Layers

Things that I post especially on Instagram operate on three levels. Similar to using Photoshop, it’s all about the layers. The photo tells a story, the caption tells a story, and even the background (links/resources) tells a story.

See photo example on the right. Also the whole Google Maps is a ploy to take better pics and celebrate Mom and Pop shops that don’t get enough exposure.

I would recommend that people just screenshot. You screenshot exes and thirst trap, it’s not the craziest thing you could do. And it’s more productive. lol

Inquire and even share with friends. Got to keep great inspiration in abundance.

Be a great friend, challenge your peers.

2. Virtual Notepad

I use social media as a virtual storage. The financial posts that you see on Instagram to the articles and the links. I’m an audio visual learner; or some hybrid sensory learner. I tend to go back to links, shares, post as well. I read them. I tweak them based on new information. It really helps with my retention.

Posting them is a great quick reminder because all this financial stuff can get hard and complicated. Some concepts take a minute to load up like an old AOL dial-up. Sometimes you have to reboot the entire thing and get that AHA moment.

When I need to read more articles, I usually share them with friends so that I don’t forget where I saw it for later. It keeps our conversations fresh and robust.

3. Money Talks and Making it all Make Cents

I share financial stuff because the community I come from, we either don’t share or don’t know. What’s worse is that we either reshare misunderstood information or plant our foundations based on trusted sources. I’ve met many who really never move. If their parents said whole life insurance is king, they believe it. Nothing more deadly than generational misinformation. Following trends no matter how popular is also a big problem.

People are following Dave Ramsey with no true rhyme or reason. I

The older generation didn’t know, and what they didn’t know got them in trouble. For all their labor and savings, not knowing cost them millions. Nothing worse than working hard all your life to retire with just a little.

If you want to know and grow rich, you will have to learn. You can’t evade that.

4. But All You Talk about is Finances and Money

I talk about finances but it’s really about life and growing up. It’s about not being afraid of doing the right thing. It’s about understanding that it’s up to you to start teaching yourself once you reach 18.

My Net/Max plan starts with Know and ends with Enjoy. A comprehensive 16 step life changing document, if follow right will lead you to a better life. It just works. Coolest part, I worked with single moms to make another version, and with married couples for their version.

Getting money management down is FREEING.

When I was asked, “Will you slow down traveling to save for the Marriage?” We are already booked for the next adventure in May of 2020 and the March 2021 trip is coming right after that. When you do what you need to, the next parts come easy.

5. What’s Next?

Setting Audacious goals. I’m letting myself dream even if it’s not realistic. It’s OK to dream, it costs nothing. After that I’m writing my goals. And once that I’ve done that, I’m setting on the adventure to do them.

  1. Finish the Book and Publish
  2. Save $10k to Invest in more stocks
  3. Work with the Fiancée to increase our collective net worth by $100,000+ in 2020. A combo of paying down debts and savings.
  4. Read more books (7)
  5. Getting in better shape: mentally, physically, and spiritually.

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The Neighborhood Finance Guy
The Neighborhood Finance Guy

Written by The Neighborhood Finance Guy

Financial Literacy Educator |Money Story 💰Negative $125k Net worth to $660k in 9-yrs 💸Paid off over $350k in debt 🔑 and Traveled to 25+ countries.

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